Monday-Thursday: 11am-7pm
Friday: 11am-5pm
Saturday: 11am-3pm
Sunday: Closed
920 E Lake St ste #136
Minneapolis, MN 55407
Members
Loans Issued
CDs Issued
Total Managed Assets
Products and Services
Savings & Certificates That Help You Build Forward
Whether you are building your emergency cushion, growing your long-term reserves, or locking in a fixed return, Tribe offers member-focused savings options designed to keep your money working with purpose.
Savings Account
A simple foundation for membership and everyday saving. Keep your funds secure while building the base of your Tribe relationship.
- Establishes and maintains your Tribe membership
- Designed for steady saving and emergency reserves
- Easy access to your funds when you need them
- Pairs well with checking, money market, and certificate strategies
Contact Tribe for current savings dividend information, account minimums, and membership details.
Certificates of Deposit (CDs)
Lock in a fixed rate for a set term and build with more certainty. Tribe CDs are a strong fit for members who want disciplined saving and predictable growth.
- Fixed rates for set terms
- Helpful for short-, mid-, and longer-term goals
- Works well for laddering strategies
- Supports more intentional, less reactive saving
Rates vary daily. Early withdrawal penalties may apply. Contact Tribe for full certificate terms and disclosures.
Tribe CD Rates
Competitive fixed-rate options for members who want predictable growth across a range of certificate terms.
| Term | Rate |
|---|---|
| 3 Months | 3.21% |
| 6 Months | 3.20% |
| 9 Months | 3.19% |
| 1 Year | 3.15% |
| 18 Months | 3.11% |
| 2 Years | 3.25% |
| 30 Months | 3.25% |
| 3 Years | 3.26% |
| 4 Years | 3.35% |
| 5 Years | 3.40% |
Rates vary daily. Please contact Tribe for the most current CD rates and terms.
Why Members Use CDs
CDs can help members protect money from impulse spending, plan for known future needs, and secure a better yield than basic savings in many rate environments.
Good use cases include:
- Emergency reserves you do not need immediately
- Tuition, vehicle, or home-related future expenses
- Business reserve planning
- Laddering maturities to balance access and yield
Build Your Savings Strategy With Tribe
Some members keep a flexible savings account for liquidity and pair it with one or more CDs for stronger yield. That combination can create both access and discipline.
Tribe can help you think through the right mix based on your timeline, your need for flexibility, and your broader financial goals.
Savings and certificate products are subject to membership eligibility, account terms, and applicable disclosures. CD rates vary daily and are subject to change without notice unless locked for a certificate term.
Checking & Money Market Checking
Tribe offers everyday checking for simple money movement and a money market checking option for members who want flexibility along with a stronger return on qualifying balances.
Checking
A practical account for everyday banking. Use Tribe checking for deposits, spending, transfers, and routine money management.
- Built for everyday transactions
- Supports direct deposit and regular account activity
- Pairs well with savings and lending products
- Simple, member-focused banking through Tribe
Contact Tribe for current checking account details, eligibility, and disclosures.
Money Market Checking
A flexible option for members who want account access while earning more on funds they keep on hand.
- Designed for higher-balance everyday reserves
- Keeps funds more accessible than a certificate
- Works well for emergency reserves and disciplined cash management
- Strong fit for members who want liquidity and return
Earn 2.00% when you maintain at least $1,000 in the account.
Contact Tribe for current money market checking terms, qualifications, and disclosures.
Which Option Fits Best?
Choose checking if you want a straightforward everyday transaction account. Choose money market checking if you want to keep more money accessible while earning a better return on qualifying balances.
Many members use both: checking for day-to-day activity and money market checking for reserves they want nearby but still working.
Good Uses for Money Market Checking
- Emergency funds
- Business or household reserves
- Short-term cash you may need soon
- Funds you want earning more without locking into a CD
Open Your Account With Tribe
Start your Tribe relationship with the account that matches how you manage money today, and add more products as your needs grow.
Account products are subject to membership eligibility, account terms, and applicable disclosures. Rates and terms are subject to change without notice.
Traditional Loans & Murabaha Financing
Tribe offers flexible lending options designed to help members move forward. Choose a traditional loan structure or ask about Murabaha financing for members who prefer a no-riba approach.
Two Paths, Same Mission
Tribe gives members access to lending that fits both practical needs and personal convictions. Some members prefer a traditional loan structure. Others want a Murabaha option that avoids riba and follows a purchase-and-resale model.
Both paths are built to help members access transportation, build credit, and support personal or business progress.
Important Notes
- All loans are subject to approval and underwriting
- Murabaha availability may depend on the type of transaction
- Terms and qualifications can vary by product
- Contact Tribe for current rates, terms, and eligibility details
Start Your Application
Whether you want a traditional loan or Murabaha financing, Tribe is here to help you move forward with a structure that fits.
Business Savings & Business Certificates
Whether your business is building reserves, managing cash more intentionally, or locking in a fixed return, Tribe offers business savings options designed to keep your funds secure and working with purpose.
Business Savings
A secure foundation for your business relationship with Tribe. Keep funds available for operating flexibility while building stronger reserves over time.
- Designed for business reserves and everyday flexibility
- Helps support more intentional cash management
- Easy access to funds when your business needs them
- Pairs well with business checking, money market, and certificate strategies
Contact Tribe for current business savings dividend information, account minimums, and business account details.
Business Certificates
Lock in a fixed rate for a set term and put excess business funds to work with more certainty. Business certificates are a strong fit for organizations that want disciplined reserve planning and predictable growth.
- Fixed rates for set terms
- Helpful for short-, mid-, and longer-term reserve planning
- Works well for laddering strategies
- Supports more intentional business cash management
Rates vary daily. Early withdrawal penalties may apply. Contact Tribe for full certificate terms and disclosures.
Business Certificate Rates
Competitive fixed-rate options for businesses that want predictable growth across a range of certificate terms.
| Term | Rate |
|---|---|
| 3 Months | 3.21% |
| 6 Months | 3.20% |
| 9 Months | 3.19% |
| 1 Year | 3.15% |
| 18 Months | 3.11% |
| 2 Years | 3.25% |
| 30 Months | 3.25% |
| 3 Years | 3.26% |
| 4 Years | 3.35% |
| 5 Years | 3.40% |
Rates vary daily. Please contact Tribe for the most current business certificate rates and terms.
Why Businesses Use Certificates
Business certificates can help organizations protect reserve funds from unnecessary spending, plan for known future needs, and earn more on idle cash in many rate environments.
Good use cases include:
- Operating reserves you do not need immediately
- Future equipment or vehicle purchases
- Tax and seasonal cash planning
- Laddering maturities to balance access and yield
Build Your Business Savings Strategy With Tribe
Some businesses keep flexible savings for liquidity and pair it with one or more certificates for stronger yield. That combination can create both access and discipline.
Tribe can help you think through the right mix based on your cash flow, reserve needs, and broader business goals.
Business savings and certificate products are subject to membership eligibility, account terms, and applicable disclosures. Rates vary daily and are subject to change without notice unless locked for a certificate term.
Business Checking & Business Money Market Checking
Tribe offers business checking for everyday money movement and a business money market checking option for organizations that want flexibility along with a stronger return on qualifying balances.
Business Checking
A practical account for everyday business banking. Use Tribe business checking for deposits, payments, transfers, and routine cash management.
- Built for everyday business transactions
- Supports regular account activity and business cash flow
- Pairs well with business savings and certificate products
- Simple, member-focused banking for your organization
Contact Tribe for current business checking account details, eligibility, and disclosures.
Business Money Market Checking
A flexible option for businesses that want account access while earning more on funds they keep available.
- Designed for higher-balance business reserves
- Keeps funds more accessible than a certificate
- Works well for operating reserves and disciplined cash management
- Strong fit for businesses that want liquidity and return
Earn 2.00% when you maintain at least $2,000 in the account.
Contact Tribe for current business money market checking terms, qualifications, and disclosures.
Which Option Fits Best?
Choose business checking if you want a straightforward everyday transaction account. Choose business money market checking if you want to keep more money accessible while earning a better return on qualifying balances.
Many organizations use both: business checking for day-to-day activity and business money market checking for reserves they want nearby but still working.
Good Uses for Business Money Market Checking
- Operating reserves
- Payroll or tax buffers
- Short-term cash you may need soon
- Funds you want earning more without locking into a certificate
Open Your Business Account With Tribe
Start your Tribe business relationship with the account that matches how your organization manages money today, and add more products as your needs grow.
Business account products are subject to membership eligibility, account terms, and applicable disclosures. Rates and terms are subject to change without notice.
- Personal
-
Savings & CDsTribe Federal Credit Union
Savings & Certificates That Help You Build Forward
Whether you are building your emergency cushion, growing your long-term reserves, or locking in a fixed return, Tribe offers member-focused savings options designed to keep your money working with purpose.
Savings Account
A simple foundation for membership and everyday saving. Keep your funds secure while building the base of your Tribe relationship.
- Establishes and maintains your Tribe membership
- Designed for steady saving and emergency reserves
- Easy access to your funds when you need them
- Pairs well with checking, money market, and certificate strategies
Contact Tribe for current savings dividend information, account minimums, and membership details.
Certificates of Deposit (CDs)
Lock in a fixed rate for a set term and build with more certainty. Tribe CDs are a strong fit for members who want disciplined saving and predictable growth.
- Fixed rates for set terms
- Helpful for short-, mid-, and longer-term goals
- Works well for laddering strategies
- Supports more intentional, less reactive saving
Rates vary daily. Early withdrawal penalties may apply. Contact Tribe for full certificate terms and disclosures.
Tribe CD Rates
Competitive fixed-rate options for members who want predictable growth across a range of certificate terms.
Term Rate 3 Months 3.21% 6 Months 3.20% 9 Months 3.19% 1 Year 3.15% 18 Months 3.11% 2 Years 3.25% 30 Months 3.25% 3 Years 3.26% 4 Years 3.35% 5 Years 3.40% Rates vary daily. Please contact Tribe for the most current CD rates and terms.
Why Members Use CDs
CDs can help members protect money from impulse spending, plan for known future needs, and secure a better yield than basic savings in many rate environments.
Good use cases include:
- Emergency reserves you do not need immediately
- Tuition, vehicle, or home-related future expenses
- Business reserve planning
- Laddering maturities to balance access and yield
Build Your Savings Strategy With Tribe
Some members keep a flexible savings account for liquidity and pair it with one or more CDs for stronger yield. That combination can create both access and discipline.
Tribe can help you think through the right mix based on your timeline, your need for flexibility, and your broader financial goals.
Tribe Federal Credit Union
Savings and certificate products are subject to membership eligibility, account terms, and applicable disclosures. CD rates vary daily and are subject to change without notice unless locked for a certificate term.Checking and Money Market CheckingTribe Federal Credit UnionChecking & Money Market Checking
Tribe offers everyday checking for simple money movement and a money market checking option for members who want flexibility along with a stronger return on qualifying balances.
Checking
A practical account for everyday banking. Use Tribe checking for deposits, spending, transfers, and routine money management.
- Built for everyday transactions
- Supports direct deposit and regular account activity
- Pairs well with savings and lending products
- Simple, member-focused banking through Tribe
Contact Tribe for current checking account details, eligibility, and disclosures.
Money Market Checking
A flexible option for members who want account access while earning more on funds they keep on hand.
- Designed for higher-balance everyday reserves
- Keeps funds more accessible than a certificate
- Works well for emergency reserves and disciplined cash management
- Strong fit for members who want liquidity and return
2.00%Earn 2.00% when you maintain at least $1,000 in the account.
Contact Tribe for current money market checking terms, qualifications, and disclosures.
Which Option Fits Best?
Choose checking if you want a straightforward everyday transaction account. Choose money market checking if you want to keep more money accessible while earning a better return on qualifying balances.
Many members use both: checking for day-to-day activity and money market checking for reserves they want nearby but still working.
Good Uses for Money Market Checking
- Emergency funds
- Business or household reserves
- Short-term cash you may need soon
- Funds you want earning more without locking into a CD
Open Your Account With Tribe
Start your Tribe relationship with the account that matches how you manage money today, and add more products as your needs grow.
Tribe Federal Credit Union
Account products are subject to membership eligibility, account terms, and applicable disclosures. Rates and terms are subject to change without notice.LoansTribe Federal Credit UnionTraditional Loans & Murabaha Financing
Tribe offers flexible lending options designed to help members move forward. Choose a traditional loan structure or ask about Murabaha financing for members who prefer a no-riba approach.
Two Paths, Same Mission
Tribe gives members access to lending that fits both practical needs and personal convictions. Some members prefer a traditional loan structure. Others want a Murabaha option that avoids riba and follows a purchase-and-resale model.
Both paths are built to help members access transportation, build credit, and support personal or business progress.
Important Notes
- All loans are subject to approval and underwriting
- Murabaha availability may depend on the type of transaction
- Terms and qualifications can vary by product
- Contact Tribe for current rates, terms, and eligibility details
Start Your Application
Whether you want a traditional loan or Murabaha financing, Tribe is here to help you move forward with a structure that fits.
- Business
-
Savings & CDsTribe Federal Credit Union
Business Savings & Business Certificates
Whether your business is building reserves, managing cash more intentionally, or locking in a fixed return, Tribe offers business savings options designed to keep your funds secure and working with purpose.
Business Savings
A secure foundation for your business relationship with Tribe. Keep funds available for operating flexibility while building stronger reserves over time.
- Designed for business reserves and everyday flexibility
- Helps support more intentional cash management
- Easy access to funds when your business needs them
- Pairs well with business checking, money market, and certificate strategies
Contact Tribe for current business savings dividend information, account minimums, and business account details.
Business Certificates
Lock in a fixed rate for a set term and put excess business funds to work with more certainty. Business certificates are a strong fit for organizations that want disciplined reserve planning and predictable growth.
- Fixed rates for set terms
- Helpful for short-, mid-, and longer-term reserve planning
- Works well for laddering strategies
- Supports more intentional business cash management
Rates vary daily. Early withdrawal penalties may apply. Contact Tribe for full certificate terms and disclosures.
Business Certificate Rates
Competitive fixed-rate options for businesses that want predictable growth across a range of certificate terms.
Term Rate 3 Months 3.21% 6 Months 3.20% 9 Months 3.19% 1 Year 3.15% 18 Months 3.11% 2 Years 3.25% 30 Months 3.25% 3 Years 3.26% 4 Years 3.35% 5 Years 3.40% Rates vary daily. Please contact Tribe for the most current business certificate rates and terms.
Why Businesses Use Certificates
Business certificates can help organizations protect reserve funds from unnecessary spending, plan for known future needs, and earn more on idle cash in many rate environments.
Good use cases include:
- Operating reserves you do not need immediately
- Future equipment or vehicle purchases
- Tax and seasonal cash planning
- Laddering maturities to balance access and yield
Build Your Business Savings Strategy With Tribe
Some businesses keep flexible savings for liquidity and pair it with one or more certificates for stronger yield. That combination can create both access and discipline.
Tribe can help you think through the right mix based on your cash flow, reserve needs, and broader business goals.
Tribe Federal Credit Union
Business savings and certificate products are subject to membership eligibility, account terms, and applicable disclosures. Rates vary daily and are subject to change without notice unless locked for a certificate term.Checking and Money Market CheckingTribe Federal Credit UnionBusiness Checking & Business Money Market Checking
Tribe offers business checking for everyday money movement and a business money market checking option for organizations that want flexibility along with a stronger return on qualifying balances.
Business Checking
A practical account for everyday business banking. Use Tribe business checking for deposits, payments, transfers, and routine cash management.
- Built for everyday business transactions
- Supports regular account activity and business cash flow
- Pairs well with business savings and certificate products
- Simple, member-focused banking for your organization
Contact Tribe for current business checking account details, eligibility, and disclosures.
Business Money Market Checking
A flexible option for businesses that want account access while earning more on funds they keep available.
- Designed for higher-balance business reserves
- Keeps funds more accessible than a certificate
- Works well for operating reserves and disciplined cash management
- Strong fit for businesses that want liquidity and return
2.00%Earn 2.00% when you maintain at least $2,000 in the account.
Contact Tribe for current business money market checking terms, qualifications, and disclosures.
Which Option Fits Best?
Choose business checking if you want a straightforward everyday transaction account. Choose business money market checking if you want to keep more money accessible while earning a better return on qualifying balances.
Many organizations use both: business checking for day-to-day activity and business money market checking for reserves they want nearby but still working.
Good Uses for Business Money Market Checking
- Operating reserves
- Payroll or tax buffers
- Short-term cash you may need soon
- Funds you want earning more without locking into a certificate
Open Your Business Account With Tribe
Start your Tribe business relationship with the account that matches how your organization manages money today, and add more products as your needs grow.
Tribe Federal Credit Union
Business account products are subject to membership eligibility, account terms, and applicable disclosures. Rates and terms are subject to change without notice.
Our Vision
Our Vision is to Empower Communities through Financial Transformation.
Our Mission
Our mission is to empower the multicultural communities of Minneapolis, along with our family and friends, by:
- Promoting Financial Literacy: Equipping members with practical tools and proven strategies to make informed financial decisions and achieve lasting stability.
- Providing Affordable Financial Services: Offering tailored solutions that repair banking inequity among underrepresented communities.
- Fostering Homeownership: Creating pathways to homeownership as a cornerstone of financial stability and community development.
Headley Williamson - Founder
Shares how Tribe FCU started
20 years ago when our families were struggling with bills, Headley Williamson (founder) read Dave Ramsey’s Total Money Makeover and started to follow the Seven Steps of Financial Freedom (7SFF).
Headley then realized that if he could control interest rates with a credit union, he could accelerate his family’s financial freedom.
Carlisha Lyles - case study
Single mom of 3 shares her story
2010
- Renter, $10,000 car loan at 26%
- 600~ credit score
2023
- Home owner, 252K mortgage at 2.85%
- 700~ credit score
Jose Williamson - Founder
Shares Our Vision for Thriving Communities
Jose Williamson is a husband and father to four amazing children. He is an invested community tennis leader and member and has lived in the Kingfield neighborhood his entire life. José is also the founder and Executive Director of Shining Stars Tennis in Minneapolis.
Our Creed
- Fair Compensation, Sustainable Growth: All Salaries are no higher than upper middle class range. By setting a limit on our salaries, we will be able to have sustainable growth safeguarding the long-term prosperity of our members and the communities we serve.
- Responsible Lending Practices: We provide financial services that empower our members while minimizing risk. We will keep interest rates no higher than 8% above prime rate in most circumstances, and will never go above 12% above the prime rate across our products. Promoting affordability and accessibility to credit.
- Promoting Financial Literacy: We believe that knowledge is power. Through education initiatives and resources, including the principles of financial freedom outlined by Dave Ramsey’s 7 Steps, we empower our members to make informed financial decisions and achieve their goals.
- Community Engagement: By giving back to our communities and supporting local initiatives, we create opportunities for collective growth and prosperity, enriching the lives of everyone we touch. We are committed to give 10% of our post operational net earnings back to the community yearly in charitable gifts.
- Transparency and Accountability: We operate with transparency and accountability in all our dealings, earning the trust and confidence of our members through honest communication and responsible stewardship of their resources. We will perform at least one audit every year.
- Continuous Improvement: Once a month we will conduct an iterative process where each board member participates in a retrospective. Where we ask: what is working, what is not working and what needs to change. We are committed to implementing changes that are the outcome of the retrospective in order to continue to improve the credit union.
TRIBE is OPEN!
Hours:
Mon -Thurs 11am-7:00
Friday 11am-5pm
Saturday 11am-3pm
Sunday Closed
Midtown Global Market
920 E Lake St ste #136
Minneapolis, MN 55407
800-917-0515