Effective Date: 3/13/2025
FACTS: WHAT DOES TRIBE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Tribe Federal Credit Union chooses to share, and whether you can limit this sharing.
| Reasons We Can Share Your Personal Information | Does Tribe Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process transactions, maintain accounts, respond to court orders, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We do not share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We do not share |
| For non-affiliates to market to you | No | We do not share |
To Limit Our Sharing
- Call us at 651-356-8777
- Email us at contact@tibefcu.org
- Visit our website at https://tribefcu.org
- Mail your opt-out request to:
Tribe Federal Credit Union
contact@tibefcu.org
If you are a new member, we can begin sharing your information 30 days from the date you receive this notice. When you are no longer a member, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call us at 651-356-8777 or visit contact@tibefcu.org
What We Do
How does Tribe Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Tribe Federal Credit Union collect my personal information?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Apply for a loan or use your debit card
- Pay your bills or make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual company policies may give you additional rights to limit sharing.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies.
- Tribe Federal Credit Union has no affiliates.
Non-Affiliates – Companies not related by common ownership or control. They can be financial and non-financial companies.
- Tribe Federal Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing – A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include credit card companies, insurance providers, and other financial service providers.
This policy ensures Tribe Federal Credit Union remains compliant while clearly informing members about their privacy rights. Let me know if you want any modifications!
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