Who we are

Tribe Federal Credit Union is the first provisional chartered credit union, which means we are a fully vetted credit union supported and insured by the National Credit Union Association (NCUA).

We need to raise additional capital to commence operations. Our goal is $600k.

Sovereign Financial Investing (SFI) & Tribe Federal Credit Union (TFCU)

Sovereign Financial Investing (SFI) was created to unite savings from friends and family, invest in community businesses, and promote financial empowerment by offering low-interest loans through shared resources.

Tribe Federal Credit Union (TFCU) was founded to expand this mission, providing equitable financial access while fostering economic well-being for diverse communities. Many underserved groups face systemic barriers to financial services, limiting opportunities for wealth building and protection against predatory practices. Challenges such as low homeownership, predatory lending, and limited access to affordable credit disproportionately affect historically marginalized populations. These issues are compounded by high-interest loans, excessive fees, and a lack of inclusive banking solutions.

TFCU aims to directly address these challenges by promoting home and car ownership, combating predatory lending, and offering fair, community-driven financial solutions. While SFI will continue as an investment group, TFCU will take over the savings and loan functions to better serve a broad and inclusive membership.

Mission

Our mission is to empower the multicultural communities of Minneapolis, along with our family and friends, by:

  • Promoting Financial Literacy: Equipping members with practical tools and proven strategies to make informed financial decisions and achieve lasting stability.
  • Providing Affordable Financial Services: Offering tailored solutions that repair banking inequity among underrepresented communities.
  • Fostering Homeownership: Creating pathways to homeownership as a cornerstone of financial stability and community development.

Vision

  • First 5 years: Offer savings and loans for housing, vehicles, and personal needs at fair and accessible rates.
  • Beyond 5 years: Expand services to include debit cards, checking accounts, and ATM access.
  • After 10 years: Provide comprehensive banking solutions, including digital banking, credit cards, and business financial services.

TFCU is committed to financial inclusion, ensuring that all members—regardless of background—have access to the resources and opportunities necessary for long-term financial success. Through strategic outreach, digital accessibility, and community engagement, TFCU will build a strong and supportive membership base, empowering individuals and families to thrive.

Donate to support the start-up operating costs for Tribe FCU.

Kindly, fill out this form with your details and under “Organization Name” type ” Tribe Federal Credit Union “.

We appreciate every dollar gifted to empower our community!

DONATE

JOIN SFI

If you would like to join Tribe, but live, worship or work outside of Minneapolis. You can join Sovereign Financial Investing LLC, which is an investment partnership based in Minneapolis. Once you join SFI, you will qualify to join Tribe.

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